DoorDash is an on-demand food delivery service that is popular among users because they can get the food from their favorite restaurant at their doorstep. Its use increased in the last couple of months when people were restricted from going out due to the COVID-19 pandemic. As a result of this, DoorDash hired more drivers, also called Dashers for their food delivery operations. However, the instances of road accidents involving them also increased. The purpose of this article is to explore in detail about DoorDash accident claims; read on to know more about this.
DoorDash Drivers Or Dashers
DoorDash drivers or Dashers use the DoorDash platform for food delivery from restaurants to your doorsteps. They are usually independent contractors, and this affects the accident claims filed for compensation. Also, they are paid per job and hence they are in a hurry to complete the maximum number of deliveries. If you are a DoorDash driver or a motorist involved in an accident with one, you must get the services of a DoorDash accident lawyer.
The DoorDash Insurance
DoorDash drivers must have personal liability car insurance, and the damages to the Dasher’s vehicle in an accident should be claimed with the driver’s auto insurance. This is also true if the driver is injured. Any amount that is beyond the scope of the personal insurance of the driver is covered by DoorDash insurance. But you must know that this is only applicable to damages caused to third parties like injuries or property damage. The caveat to this is that the Dasher must be in the process of delivering food.
Settlements After Accident
The reimbursement for vehicle damages and medical bills is issued by the personal insurance company of the Dasher. In the case of a third party who was injured in an accident with a DoorDash driver delivering food, the settlement will be covered by the following:
- The personal insurance of the DoorDash driver.
- The commercial liability insurance by DoorDash.
- When multiple vehicles are involved in the accident, the third party’s insurance carrier.
The Person Liable For Damages And Injuries In An Accident
Usually, the insurance company of the motorist or the Dasher whose negligence caused the accident is financially responsible. The settlement depends on the seriousness of the injuries, the cost of medical treatment, the extent of property damages, and the person at-fault, i.e. DoorDash driver or the motorist. Due to this complexity, it is ideal to contact an experienced attorney for DoorDash accident.
These are some of the important points that you must bear in mind if you are a motorist involved in an accident with a DoorDash driver.