DoorDash Insurance

DoorDash Insurance

Food delivery services are gaining importance with more and more people finding them useful. With the help of these services, you no longer need to make it to your favorite restaurant in person to enjoy your favorite meals. You can just stay at the safety of your home and get the food you like delivered there. If a restaurant runs its own delivery service, you will not really need some other delivery service but all restaurants do not maintain their own delivery service.

DoorDash is a food delivery app and it has become a very popular food delivery app in the country. In this article, we are discussing about the things related to accidents caused by DoorDash drivers.

What Is DoorDash?

 DoorDash was founded in the year 2013. You can download their app and use their service to get food from your favorite restaurants delivered at your home, office or any place within the company’s operating network. The duty of the drivers at DoorDash is to pick the food from the selected restaurant and deliver it at the right spot.

Like most food delivery companies, DoorDash doesn’t hire drivers that work for them fulltime. Instead, the company uses the term “independent contractors” to describe their drivers. When a DoorDash driver wishes to work, he/she turns the app on and accepts the delivery requests that come. While a driver is engaged in the tasks associated with fulfilling a delivery request, he/she is under DoorDash employment and the company may be liable for the accident and related injuries and damages caused by that driver.

DoorDash requires its drivers to have their own automobile insurance. In addition, DoorDash also carries insurance to cover the injuries and damages due to the accidents caused by their drivers.

However, there are some exceptions when it comes to DoorDash insurance. The company may not cover the accidents caused by drivers that do not own a personal automobile insurance. In addition, DoorDash insurance applies only after the personal insurance coverage of the driver has exhausted. In that case, the company offers $1 million in coverage for the damages in the accident.

What Are The Common Doordash Accidents?

The severity of an automobile accident depends on various factors. The types of vehicles the parties involved in the accident were driving are very important in deciding the severity of the accident. The casualties are going to be more serious if one party was driving a large vehicle while the other was driving a smaller one when compared to accidents involving two small vehicles.

Some of the injuries that are common car accidents are.

  • Fractures
  • Concussion
  • Amputation
  • Broken bones
  • Whiplash
  • Spinal injury
  • Head injury
  • Death

What Steps Should You Take After An Accident With A Doordash Driver?

Here are the steps you have to take if you are involved in an accident caused by a DoorDash driver.

Seek Medical Attention

One of the first things you should do is to check if you or anyone involved in the accident has been injured from the accident. If yes, seeking medication attention is the first thing that you should do.  Just because you feel fine after the accident, does not mean that you are not injured. It is possible that the adrenaline rush in your body after the accident is masking some of your injuries and pain. Moreover, seeking medical attention will also help you get a medical record of your injuries.

Call The Police

If you are involved in a road traffic accident, it is important for you to get a police report that will help you bag the deserving insurance claim. Call the police and they will usually write an accident report after arriving at the accident spot.

Collect Evidence

If you are in the health condition to do so, do not hesitate to collect maximum evidence from the accident spot. Take photos of the accident spot, your injuries and the damages caused to your vehicle from the accident.

Witness testimonials are also important in accident claims. If you find any victims near the accident spot, try to collect their details just in case you will need their help in the future.

Inform Your Insurance Company

Regardless of who is at fault for the accident, inform your insurance company about the accident but do not make the mistake of telling whose fault was the accident. If they ask for a recorded statement, make sure to politely refuse the same.

Get In Touch With A Reputed Lawyer

Once you have decided to file an insurance claim, you will need the legal assistance of an accident attorney. Contact an accident attorney lawyer and discuss the case with him/her to at least know your chances of winning the claim and the measures you are supposed to take. Once you hire an accident attorney, they will take care of all the legal matters associated with your insurance claim. The compensation for accidents covers the economic, as well as non-economic losses suffered by the victims.

DoorDash Accidents

DoorDash Accidents

DoorDash is a food delivery app founded in 2013. The users can place orders through the company’s app or website and enjoy the foods from their favorite restaurants without having to go to that restaurant in person. The service is a boon to restaurants that do not maintain their own delivery service because they don’t find it profitable.

DoorDash drivers may sometimes become involved in some road accidents and the parties that suffered damages may have some confusion regarding who should be sued, the driver or DoorDash. In case, you find yourself in that position, get the help of an expert DoorDash accident attorney.

In this article, we address some common questions people have about DoorDash accidents.

What To Do After An Accident Caused By A Doordash Driver?

The first thing to do after all types of accidents is to check if you or anyone else is injured. If yes, getting medical attention is very important. If you want to file an insurance claim, a police report will be very useful. Hence call the police to ensure that they visit the accident spot and prepare an accident report.

If you can, collect some evidence from the accident spot including photographs of the accident spot, your injuries if any and damages to your vehicle. If there are any witnesses, talk to them and collect their contact details just in case you will need their help as you proceed with the insurance claim.

What To Do After An Accident If You Are A Doordash Driver?

If you drive for DoorDash and got involved in an accident that was the fault of the other driver, you can sue him/her. In case there were extenuating circumstances that led to the crash, you could also sue DoorDash.

Does Doordash Provide Insurance To Its Drivers?

According to the DoorDash accident policy, the company’s accident insurance applies to the other parties alone and not the driver. However, if the driver is in possession of the delivery goods (in this case, food) the same policy applies to them as well. The insurance applies only after the personal auto insurance of the drivers is used. DoorDash requires its drivers to maintain personal auto insurance and DoorDash coverage may not apply if the driver does not do that.

The coverage that DoorDash provides amounts to $1 million. If the order was canceled or the driver was on his/her way to pick food, he/she may have to fight for getting the DoorDash insurance coverage.

What Are The Common Causes Of Doordash Accidents?

The causes of DoorDash accidents are the same as that of any road accident.  Many people prefer speeding on residential streets or highways, meaning that they will find it difficult to slow down when needed or to avoid other vehicles, thereby leading to crashes.

Also, some people may change lanes without giving any prior signals causing confusion to the other drivers. Some may use their phones while driving and lose focus. Doordash drivers have to use phones to confirm orders and follow directions to the customer’s place.

What Are The Injuries Common In Car Accidents?

Accidents cause various injuries, mild and severe to the parties involved. Here are the injuries that are common in car accidents.

  • Facial injuries
  • Back and neck injury
  • Ear damage
  • Concussion
  • Hand and wrist injury
  • Nerve damage
  • Knee and ankle injury
  • Torn muscle
  • Brain injury

Filing A Delivery Driver Accident Lawsuit

If you are filing a delivery driver accident lawsuit, you are obligated to show that the driver’s negligence caused you harm. Four key points are relevant in personal injury lawsuits.

  • You were owed a duty of care.
  • The driver breached the duty of care.
  • That breach of duty led to a car accident.
  • The car accident caused you actual physical harm

All drivers are given the duties of care which means that they are obliged to drive carefully and protect other people. Careless driving and violation of traffic laws are regarded as breaches and if it leads to a crash, the first three of the aforementioned points have been fulfilled. If you weren’t wounded physically in any way, then your personal injury claim would not be applicable. It means that the million dollar insurance policy of DoorDash will not be offered unless you suffer physical harm in an accident.

If you get involved in a car crash that was the fault of the other party, you have to do everything on your side to make your personal injury claim strong. Seeking medical attention, contacting the police to get a police report of the accident and collecting evidence from the accident scene are important steps you have to take after an accident. Stronger evidence will make it easy for you to win the personal injury claim.