DoorDash Insurance

DoorDash Insurance

Food delivery services are gaining importance with more and more people finding them useful. With the help of these services, you no longer need to make it to your favorite restaurant in person to enjoy your favorite meals. You can just stay at the safety of your home and get the food you like delivered there. If a restaurant runs its own delivery service, you will not really need some other delivery service but all restaurants do not maintain their own delivery service.

DoorDash is a food delivery app and it has become a very popular food delivery app in the country. In this article, we are discussing about the things related to accidents caused by DoorDash drivers.

What Is DoorDash?

 DoorDash was founded in the year 2013. You can download their app and use their service to get food from your favorite restaurants delivered at your home, office or any place within the company’s operating network. The duty of the drivers at DoorDash is to pick the food from the selected restaurant and deliver it at the right spot.

Like most food delivery companies, DoorDash doesn’t hire drivers that work for them fulltime. Instead, the company uses the term “independent contractors” to describe their drivers. When a DoorDash driver wishes to work, he/she turns the app on and accepts the delivery requests that come. While a driver is engaged in the tasks associated with fulfilling a delivery request, he/she is under DoorDash employment and the company may be liable for the accident and related injuries and damages caused by that driver.

DoorDash requires its drivers to have their own automobile insurance. In addition, DoorDash also carries insurance to cover the injuries and damages due to the accidents caused by their drivers.

However, there are some exceptions when it comes to DoorDash insurance. The company may not cover the accidents caused by drivers that do not own a personal automobile insurance. In addition, DoorDash insurance applies only after the personal insurance coverage of the driver has exhausted. In that case, the company offers $1 million in coverage for the damages in the accident.

What Are The Common Doordash Accidents?

The severity of an automobile accident depends on various factors. The types of vehicles the parties involved in the accident were driving are very important in deciding the severity of the accident. The casualties are going to be more serious if one party was driving a large vehicle while the other was driving a smaller one when compared to accidents involving two small vehicles.

Some of the injuries that are common car accidents are.

  • Fractures
  • Concussion
  • Amputation
  • Broken bones
  • Whiplash
  • Spinal injury
  • Head injury
  • Death

What Steps Should You Take After An Accident With A Doordash Driver?

Here are the steps you have to take if you are involved in an accident caused by a DoorDash driver.

Seek Medical Attention

One of the first things you should do is to check if you or anyone involved in the accident has been injured from the accident. If yes, seeking medication attention is the first thing that you should do.  Just because you feel fine after the accident, does not mean that you are not injured. It is possible that the adrenaline rush in your body after the accident is masking some of your injuries and pain. Moreover, seeking medical attention will also help you get a medical record of your injuries.

Call The Police

If you are involved in a road traffic accident, it is important for you to get a police report that will help you bag the deserving insurance claim. Call the police and they will usually write an accident report after arriving at the accident spot.

Collect Evidence

If you are in the health condition to do so, do not hesitate to collect maximum evidence from the accident spot. Take photos of the accident spot, your injuries and the damages caused to your vehicle from the accident.

Witness testimonials are also important in accident claims. If you find any victims near the accident spot, try to collect their details just in case you will need their help in the future.

Inform Your Insurance Company

Regardless of who is at fault for the accident, inform your insurance company about the accident but do not make the mistake of telling whose fault was the accident. If they ask for a recorded statement, make sure to politely refuse the same.

Get In Touch With A Reputed Lawyer

Once you have decided to file an insurance claim, you will need the legal assistance of an accident attorney. Contact an accident attorney lawyer and discuss the case with him/her to at least know your chances of winning the claim and the measures you are supposed to take. Once you hire an accident attorney, they will take care of all the legal matters associated with your insurance claim. The compensation for accidents covers the economic, as well as non-economic losses suffered by the victims.